Helping Tampa Bay families become confident homeowners

I didn’t think homeownership was possible for my family. TBNHS walked us through everything – the free class, the downpayment assistance, even the mortgage process. We closed on our home in Clearwater six months later.

We’d been saving for years but never had enough for the down payment. A counselor at TBNHS found us a program we didn’t even know existed. We used $18,000 in assistance to close on our first home in Tampa.

I was behind on my mortgage and didn’t know where to turn. TBNHS connected me with a HUD-certified counselor who helped me negotiate with my lender. I kept my home and got back on track financially.

The 8-hour class changed everything for me. I went from being overwhelmed by the process to feeling completely prepared. Three months after completing the course, I was signing closing papers on my first home.

When my hours got cut, I fell behind on the mortgage fast. My counselor at TBNHS built a plan with me and worked directly with my lender. I never thought I’d keep my house — but I’m still here.

We figured buying a home was years away for us. TBNHS helped us qualify for $15,000 in down payment assistance, and we moved into our place in Brandon before our first anniversary.

I walked in with a lot of fear and a little savings. The team explained every single step in plain language. Renting felt permanent until TBNHS showed me there was another way.

My credit was holding me back and I didn’t understand why. My coach pulled the report with me and built a six-month plan. My score went up almost 90 points and I finally qualified.

I didn’t think homeownership was possible for my family. TBNHS walked us through everything – the free class, the downpayment assistance, even the mortgage process. We closed on our home in Clearwater six months later.

We’d been saving for years but never had enough for the down payment. A counselor at TBNHS found us a program we didn’t even know existed. We used $18,000 in assistance to close on our first home in Tampa.

I was behind on my mortgage and didn’t know where to turn. TBNHS connected me with a HUD-certified counselor who helped me negotiate with my lender. I kept my home and got back on track financially.

The 8-hour class changed everything for me. I went from being overwhelmed by the process to feeling completely prepared. Three months after completing the course, I was signing closing papers on my first home.

When my hours got cut, I fell behind on the mortgage fast. My counselor at TBNHS built a plan with me and worked directly with my lender. I never thought I’d keep my house — but I’m still here.

We figured buying a home was years away for us. TBNHS helped us qualify for $15,000 in down payment assistance, and we moved into our place in Brandon before our first anniversary.

I walked in with a lot of fear and a little savings. The team explained every single step in plain language. Renting felt permanent until TBNHS showed me there was another way.

My credit was holding me back and I didn’t understand why. My coach pulled the report with me and built a six-month plan. My score went up almost 90 points and I finally qualified.